Michael Howell is CEO of CrossBorder Capital, a London-based FCA registered, independent research firm of 15 professionals that he founded in 1996. Previously he was Head of Research for Baring Securities and Research Director of US investment bank, Salomon Brothers Inc. The liquidity methodology he pioneered monitors central bank behaviour in some 80 countries worldwide. Liquidity flows are a central part of CrossBorder Capital's asset allocation advice, which is currently provided to major global investors, including institutional asset managers, government agencies, central banks and endowment funds. Howell has been in financial markets since 1981 and is a regular conference speaker and media commentator. He graduated from Bristol and London universities with a finance doctorate.