Elizabeth Fernando is Chief Investment Officer at Nest. She helps to develop Nest's investment proposition and manages its strategic allocation across various asset classes. Her career began as part of the portfolio management team at Lloyds Investment Managers, followed by a 25 year-tenure at USS. She was Head of Equities at the Universities Superannuation Scheme, where she also held Executive Committee responsibility for the Responsible Investment activities. She also serves as an Investment Advisor to the British Coal Staff Superannuation Scheme’s Investment Sub-committee. She holds an MA degree in Philosophy Politics and Economics from Oxford University and an ASIP qualification from CFA UK. She has also obtained CFA’s Investing in ESG.